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Excellent fishing just off the dock, swimming, water trampoline, sandbox, canoe, life jackets. Propane gas BBQ. Outdoor fire pit. Patio table and chairs. 6 parking spots. Clean, drinkable well water.

This fully furnished and equipped cottage rents:
Peak Season:
Weekly Rentals Only (Saturday to Saturday). June 27th to September 5th $2400/week.
Mid Season:
June and September $1500/week or $1100 for weekends
Off Season:
(Weekly or daily rental available) October to May $800/week or 2 nights for $600 plus $150 for each additional ($600 minimum). All taxes are included. Holiday Weekends have a premium.

Nearby attractions:
Casino Rama
Horseback Riding
Golf
Boating
Kirkfield Lift Lock
Movie Theatres
Mini-Golf
Go-Karts
Opera House
Drive in Theatre

Winter Activities include :
ice fishing
snowmobile trails
cross country skiing

Property taxes are $3,069. Asking price $449,000

See pictures at http://ongeorgianbay.ca/listings/023
or
http://www.real-estate-ontario.ca/Listing/ViewListingDetails.aspx?ListingID=8368049

Check out my listings at www.onGeorgianBay.ca and www.real-estate-ontario.ca and
let me know if you see anything of interest.
Please let me help you to sell your property by adding the best market exposure through
the MLS system with written assurance that you can sell your property on your own,
during MLS listing, and PAY NO COMMISSION.
Are you looking for residential or commercial mortgage ? Let me help you with that.
I am also a licensed mortgage broker. Let me know what your needs are.
Thank you.

Andrew Sobczak
Broker of Record
On Georgian Bay Real Estate Inc.
Real Estate Brokerage
Member of the Muskoka & Haliburton Real Estate Board
RR2, PO Box 174, Victoria Harbour, ON L0K 2A0
phone 705 543 1341
email onGeorgianBay@Gmail.com
website http://www.onGeorgianBay.ca
website http://www.real-estate-ontario.ca
follow me on Twitter http://twitter.com/onGeorgianBay

I am selling real estate in entire Ontario …
promoting country living at its best … and great commercial investments.
Realtors can show any listing on MLS. Why not make it easy on yourself and have one Realtor work for you?
I consider a referral the most valuable compliment a client can give me and I always treat prospects referred to me with respect, honesty and professional approach. Keep them coming …

Duration : 0:5:6

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Real Estate investment opportunities, we are the largest with our specialized database of foreclosures, REO, auctions and bank-owned homes in Miami, New York for investors, buyers and sellers. Use Prodigy Network to find condos for sale, condominiums, rent to own, apartments, rental, mortgage and more.

Duration : 0:2:53

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Real Estate investment opportunities, we are the largest with our specialized database of foreclosures, REO, auctions and bank-owned homes in Miami, New York for investors, buyers and sellers. Use Prodigy Network to find condos for sale, condominiums, rent to own, apartments, rental, mortgage and more.

Duration : 0:3:4

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Real Estate investment opportunities, we are the largest with our specialized database of foreclosures, REO, auctions and bank-owned homes in Miami, New York for investors, buyers and sellers. Use Prodigy Network to find condos for sale, condominiums, rent to own, apartments, rental, mortgage and more.

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Part 3 (Excerpt)

Short Sale Objections, Advantages and Hardship Letters; Keeping the Home Owner in the Home helps fight vandalism

One of the things I mentioned at the beginning of the last segment is this special allotment of funds that we received from one of our mortgage banks that we currently have available, a 30 year fixed, no pre payment penalty this is the real deal just what youre looking for a 4.875% interest rate with an APR of 4.95% and that is available we do have people at the office right now if you have questions in regard to that they can answer them for you. You would call 480-Velocity

Michael, I have some clients who are buyers that would love that rate. Is that available to buyers as well? Actually, yes its that rate is for a no cash out refinance, no higher than 80% LTV, they have to have perfect credit to hit this number but even in some cases, well with this particular loan there are some closing costs, but one of the things we have available too is a no cost option and that interest rate is for people who are doing the purchase or refinancing and that rate is only 5.5%. The interest rate is 5.5% and the APR is 5.5% so that is for purchase money as well.

Were back talking here with Jeri League and Kalyn Roberts, were talking about the objections to doing short sales, there is another one you wanted to point out Jeri?

Yes, one more objection that people often have when we talk to them about their particular situation is that people feel that they have to be behind on their mortgage payment in order for a bank to consider a short sale and that is not true, the bank analyses everyones entire situation, we have people write a hardship letter, they want to see your financials and there is an entire situation not just being behind on your mortgage payment.

Your hardship may be that youre being relocated by your employer and you simply cant sell your home for what you owe on it due to todays market conditions. The banks will definitely look at that.
People think that the key is that you have to be late but that is not the case. That is really good to know, so we talked about the objections or the pitfalls rather what about the advantages to doing a short sale?

The biggest advantages to doing a short sale are: that its less impactful on your credit typically than a foreclosure and one of the most exciting benefits is that we can often extend the foreclosure and keep you in your house longer. In Arizona banks have a right to start a foreclosure as soon as youre over 30 days late on one mortgage payment. In todays current economic situation most banks are not starting that process for three to six months, but again that is most banks. They can start after one month.

Yes, but once they start the foreclosure process its a 90 day process in Arizona. So you will get a notice that says basically you have 90 days to come current with the note or to move and they are taking your house and selling it in 90 days. Now once we start the short sale process many times we can extend that foreclosure date.

I have personally done one that we had the home owner in for almost a year from when they stopped making their mortgage payments. Its not uncommon to be two or three months past the original foreclosure date that they gave you which of course gives people a lot longer time to decide what they are going to do, especially if its a family, they are not in such a rush to move, they can keep their kids in the same school district, there are so many reasons that that is a good advantage.

So Kalyn the truth is that homes that are occupied generally are better off and easier to sell than vacant homes right? So long as people are in the house and taking care of the house, if the house looks lived in but not trashed. What youre saying is lenders would just as soon leave them in the house then to have it vacant and potentially vandalized.

Definitely, the lenders prefer to have somebody living in there because they are taking care of the home, like you just said when the homes are vacant there is a high risk of them being vandalized, unfortunately and the worse the economic situation in the country gets the higher the vandalism rate on homes goes. In fact we were talking with a realtor in our office who typically takes listings in some of the lower income areas in town and they are going to stop putting signs on vacant listing because they are getting vandalized so much.

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