buy it with no down payment using the existing equity in the property instead?
no-not on the purchase. it doesn’t work that way. The amount of money down depends on the sales price, not the appraised value. UNLESS it appraises below sales price and then it would require more down.
however, when you refinance, the appraised value is used to determine if you need PMI.
1. check the local paper to see what the homes in the immediate neighborhood are asking
2. choose a real estate agent from a reputable company inyour area to provide acomparative market anyalysis on your home
3.look up how much u paid when u purchased your home and add 7% to that figure for each year you have owned the house, minus 3% for age deficiency, the add back in remodeling and addition costs that you incurred
The easiest way is to have it appraised by the bank…before it’s all said & done, it’ll have to be appraised anyway (paid for by either you or the buyer).
So here’s a few things that you should take a look at before getting involved in any company.
1. How long have they been in business? We checked to see how long our company was around, at the time it was nine years old and now it’s 15. Do you know when they started?
2. Are they registered with the BBB. Ours is registered. I think this is important one.
3. Who’s involved with the company? Like in ours Donald Trump, Robert Kiyosaki has endorsed our company. Check to see if anyone has endorsed this company. Also, meet with the co-founders. We’ve personally met our co-founders and found from our first meeting that they were incredible people with incredible visions. See if their’s a time where you can meet them. If your going to be doing business, there should be a time where you should have the chance to meet with them.
4. What is the compensation plan now, and what was it like before.
See the history of the comp plan and see if increases and never decreases in it’s history. We checked with the records in our business and found that in over the years, the compensation plan had only gotten better each year. As long as we’ve been involved, we’ve now witnessed the compensation plan always increasing. Check the history on yours.
5.Have they been featured in magazine’s? For instance our company has been featured in several magazines Like Success, Fortune, USA Today etc. Check to see if they have. You can get a lot of information on the company by reading about them.
6. Has Inc 500 rated them? This magazine or slit rated our company the 22nd fastest growing company in revenue in it’s first 5 years. Inc 500 shows the top 500 businesses in revenue growth. Check to see what Inc 500 rated the company your looking at.
7. Do they have a physical address that you can go to? Check for an address not just a P.O. Box
8. Where are their headquarters? Our world headquarters is in Farmington Hills Michigan, Personally been there, (If your here in the states) Other headquarters in different countries. and US headquarters in Charlotte.
9. What does the start up cost take care of? In my business headquarters takes care of all the billing for my customers, Inventory, Customer services, Order Entry, Employees, workman’s comp, Cross referencing, Licensing, Insurance, paperwork, accounts payables, accounts receivables etc.
10. What is the product and service you would be selling.
Is the product and service in high demand? For instance we offer services that people are already using every day and paying for anyway, but at a lower cost. Things like Local and Long distance telephone services, Internet, video phones, digital phones, cellular phones through all the major cellular providers. We make a percentage every single month they pay their bills. Everyone uses them and everyone pays for them. When money gets tight, would they keep your service or be able to run to the store and be able to purchase them on sale? Leaving you to have to wait until they run out of what they just purchased, or wait until their finances get settled? This is what I mean by high demand.
So many different things to check out in making sure a business is a good one to get involved in. If the business feels right to you, and all questions are answered with proof, then I’d say jump in. Running a business is different then a job though. You have to treat it like it’s your child and not just something your going to "try" you have to believe in the product and service and go at it full force. This is your future your talking about, no one else’s.
I hope my examples of what we looking into with our business helps you be able to find the same answers in your business. Forget about asking the common question and asking someone how much they make in their business to determine if you’d get involved in ISI or not. In a business, it doesn’t matter what one business is making over another. It only matters what you do in "YOUR" business. I hate it when people ask me how much I make. Because they’re not going to walk into and start up their business making what I make. I’ve been involved with my business for over six years. So yeah, I will make more. If you tell someone how much you make, then it’s a psychological thing that they expect to make that amount in a week, and that is just not going to happen. Six years of building a business verses 1 day. So don’t even ask. Look at the possibilities for YOURSELF.
Hope this helps!
Tiffany
The offers starting at would a little less than the real estate agents have said my house would sell for. Is this a good or bad idea?
It is a great way to go if you can take appropriate steps to get the home ready for sale. You home must be priced appropriately and must be attractive to buyers. The effort that you put into the selling process will have a direct impact to how buyers respond to the home. Potential buyers will decide a lot when they first look into your home. Always keep in mind that their impression about your home should be the best impression. Your house must be clean, well maintained, and attractive. Love at first sight can happen if the exterior of your house is absolutely perfect. The outside may be the initial attraction and may draw potential buyers in, but the interior of the home will make them decide. Make them feel that house is their new home not your old one.
Official Track Listing:
1. You’ll Always Find Your Way Back Home – Performed by Hannah Montana
2. Let’s Get Crazy – Performed by Hannah Montana
3. The Good Life – Performed by Hannah Montana
4. Everything I Want – Performed by Steve Rushton
5. Don’t Walk Away – Performed by Miley Cyrus
6. Hoedown Throwdown – Performed by Miley Cyrus
7. Dream – Performed by Miley Cyrus
8. The Climb – Performed by Miley Cyrus
9. Butterfly Fly Away – Performed by Miley Cyrus and Billy Ray Cyrus
10. Backwards (Acoustic) – Performed by Rascal Flatts
11. Back To Tennessee – Performed by Billy Ray Cyrus
12. Crazier – Performed by Taylor Swift
13. Bless The Broken Road (Acoustic) – Performed by Rascal Flatts
14. Let’s Do This – Performed by Hannah Montana
15. Spotlight – Performed by Hannah Montana
16. Game Over – Performed by Steve Rushton
17. What’s Not To Like – Performed by Hannah Montana
18. The Best Of Both Worlds: The 2009 Movie Mix Performed by Hannah Montana
Duration : 0:4:50
I know every market is different, but did you really get more offers after an open house?
Absolutely, you want to attract the "lookers" most of them are thinking about buying a house….some not right now but that one couple that comes to your open house may decide they are ready to buy, maybe not yours but ready. A lot of ppl don’t want to have a realtor show them the house. I for one don’t need someone telling me how spacious the cabinets are, I would rather just go in the house and look around myself. It’s like buying a car, you want to go look at some that have sparked interest to you, your not interested in the salesman telling you that if you buy today you get the free steak knives. And the best news is you don’t have to do anything to have an open house, a simple sign two weeks before, a clean house and kids at the grandparents. Oh yeah, lock up the slobbering dog somewhere. Good luck!
As in, "Yankees vs. Red Sox", or "Brazil vs. Denmark". When two teams are playing at a neutral site, can you tell from the order of the names which one is considered the home team?
If so, is the convention worldwide or is it different in different parts of the world? Thanks in advance!
2nd team is the home team. Yankees vs Red Sox means Yankees at the Red Socks.
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Duration : 0:7:20
Our company has recently made the move from contract work to new home construction and in summer 2005 constructed 2 homes in a small development. We have tried to sell them on our own, but the price was a little high compared to the other lots because of extras like granite countertops, travertine tile, etc., and we still have them on our hands, growing more expensive with every month’s interest payment. Have you all had any success with other forms of advertising/selling? If so, please divulge…I am very open to suggestions. Thanks!
I think that any advertising you do on the property is worth your effort. The more people who know you have a product to sell the more possible purchasers you have. However, it needs to be a listing that deals with your area and not the entire country. I buy and sell properties and have not had my ads in such areas show results.
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Duration : 0:3:3